I became a personal finance coach in 1993 upon leaving the U.S. Navy as a Lt. Commander after 12-yrs on active duty. I believe there's an epidemic in our country today: too many Americans under-save and over-spend leading to inevitably severe, but preventable, consequences for their families. My purpose is to teach my clients how to identify the potential mistakes they are making, take corrective action, and help them onto the path of total debt-freedom, financial confidence, and a retirement lifestyle filled with choices.
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